When looking for cheap car insurance, you also have to look for best value car insurance. Just because you are paying less than the national average does not mean you should go for a less reliable coverage. Take your time to compare car insurance quotes even from the cheapest car insurance companies.
Car insurance in the USA can be a full coverage or just liability coverage. Regardless of whichever you want for your car, you can easily see online car insurance quote for your particular vehicle. However, if you know which companies offer cheap insurance you can directly consult their agents.
Top 5 Cheapest Car Insurance Companies
There are probably hundreds of car insurance companies in US, ranging from small local insurance companies to super large global corporations. Here are the 5 cheapest car insurance or the best car insurance companies with the best value for money in the US:
- Geico
Geico has been the best car insurance company in terms of money. The good thing about this company is that they offer cheap insurance for both drivers with good credit and drivers with poor credit. Also, they offer a variety of car insurance which allows you to craft the type of policy you need for your vehicle.
- State Farm
State Farm is another company that has affordable car insurance quotes all over the country. For drivers with one at-fault accident, they are the cheapest. They have insured over 44 million cars in the US and have 18,000 agents across North America. State Farm is known for their quality customer service. If you want the best value car insurance, State Farm is the answer.
- Progressive
The car insurance quotes of Progressive vary by state, but in some states, it is downright the cheapest. It was started to provide insurance to risky drivers. It was also the first to give out insurance online. They have quite a range of insurances and offer many discounts, especially to those with good driving records. When looking online for car insurance quotes, be sure to check out Progressive as they also compare their plans with other companies.
- USAA
USAA is only for active army members, veterans, and their family. If you have a military affiliation then USAA has the cheap car insurance you need. They process claims fast and has reliable customer service. They are available nationwide and have different kinds of coverages to meet your specific needs. Their liability coverage does cover not only the state minimum but also the maximum liability in order to provide more protection.
- Nationwide
Nationwide was started for farmers in Ohio but over the time became a national insurance company covering all types of vehicles. They have agents in every state and a comprehensive website where you can learn all about their policies. In California, Virginia, and Kansas, Nationwide is the cheapest car insurance company.
Conclusion
The top five cheapest car insurance companies are also the ones that are the biggest car insurance companies. In some states, you might be able to find something cheaper with a smaller insurance company. However, they probably will not be able to offer the best car insurance for that price.