Obtaining an older car is good for your pocket, thanks to its affordability and cheap automobile insurance online rates from the online auto insurance companies or physically. However, the vehicles are more targeted by carjackers than newer models. In 2016, the National Insurance Crime Bureau released a report highlighting ten most stolen cars in the United States. Honda Civic and Accord topped the list with a cumulative figure of 100000 thefts, but of course owners who had registered with online auto insurance companies had a reduced burden. A list of the other vulnerable vehicles and their vehicle insurance online covers as provided by the best auto insurance companies is available online.
According to FBI the first half of 2016 has seen a 6.6% increase in car theft compared to 2015. NICB blames the rise to sophisticated hacking techniques used by thieves to crack electronic anti-theft systems even in modern cars. Those without insurance covers from a reputable company, or online auto insurance companies, are at the highest risks.
How to Reduce Expenses in Case of a Car Theft by registering to an automobile insurance online
Losing a car can be the worst nightmare. But getting the appropriate vehicle insurance online cover from the best auto insurance companies saves you the expense of replacing the vehicle on yourself. Whether your car is listed by NICB or not, a vehicle insurance online cover from the best auto insurance companies is a necessity. A comprehensive automobile insurance online package fully compensate clients for stolen and unrecovered cars on the current market value. Additionally, the best automobile insurance secures you against any weather, vandalism or fire damages.
How Worthy is an automobile Insurance online Cover?
For comprehensive and collision covers, the maximum compensation is the total value of the car, minus your total insurance deductible. For example, the total collisions and comprehensive cover from the best auto insurance companies for a Honda Accord 1997 in five years is $1480. If your car is stolen and is valued at $3470, on deducting the $1000 deductible, the total insurance payout is $2470. The figure is higher than your cumulative contributions, hence the need to register for a vehicle insurance online.
Ways to Safeguard Your Car from Theft
- Turning off your car and carrying your keys along even in your backyard.
- Ensuring that the windows, doors and hatch are locked anytime, you are outside the car.
- Installing anti-theft systems like the external steering lock, tire locks, hood locks, car alarms and kill switches. If your car has the specs, online auto insurance companies and other insurance providers, will even give you discounts.
- Choosing an appropriate parking space that is well lit, easily accessible and has 24-hour security surveillance.
- Chemically etch your VIN on the window to makes it difficult to resell your car or the spare parts.
2016 Honda Civic Coupe
Acquiring an appropriate online automobile insurance, installing security features and following the precautions outlined in the article is enough assurance of your car`s security. Safety begins with you!